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Monterey County, CA · off-grid fact sheet

Can you live off-grid in Monterey County, California?

64
of 100
Major concerns

Possible, but hard and costly. Only about 17 inches of rain falls a year, so you will rely on a well or hauled water. The sun is strong, about 6.2 hours of full sun a day, so a smaller solar array covers a household. The U.S. Geological Survey maps strong earthquake shaking here, so build to the seismic code.

What the land says

Rain
Too dry to live on rain. Plan on a well, and on irrigating anything you grow.
About 17 inches a year (PRISM, 1991 to 2020 average)
Wells
Well depth varies a lot here. Get a local driller's quote before you offer.
Typical well depths here range from 120 feet to 490 feet
Growing season
A full season for most vegetables.
About 226 frost-free days, USDA zone 9a; last frost about April 22, first about October 31
Sun
Strong sun. A modest solar array covers a household.
About 6.2 hours of full sun a day, averaged over the year
Flood
Flood zones run along creeks and rivers here. Look up the parcel on FEMA's flood map.
FEMA maps flood zones in places
Wildfire
Wildfire risk is high in parts of the county. Check the risk for the parcel you want.
U.S. Forest Service wildfire hazard map: Very Low to Very High here
Storms
Hurricanes and strong tornadoes are rare here.
NOAA: no hurricane-strength storm within 50 miles since 1975; no strong (EF2 or stronger) tornado within 25 miles since 1990
Earthquakes
Strong shaking is possible. Build to the seismic code and brace the water tank.
USGS seismic hazard map: very high
Terrain
Steep in places. Driveways, septic, and foundations cost more.
Slopes average about 23%, about 1,190 feet above sea level
Soil
Expect a costlier septic system, because rock or a hard layer sits about 36 inches down. The county's soil test decides.
Loam, well drained (USDA soil survey). A mound, sand filter, or treatment unit typically runs $10,000 to $20,000
Road
Dirt tracks. Plan to build or maintain your own road.
Nearest road often a dirt track, about 1.9 miles away (OpenStreetMap)

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Is it legal here?

Zoning
Monterey County zones land outside its towns and publishes its zoning map. Our free lookup shows the district for any address.
Building code
The California Building Standards Code (Title 24) applies statewide and every city and county must enforce it, so a new house needs a permit however remote. A county may adopt the state's optional rules for owner-built rural homes, which relax some standards but still require a permit.
Rainwater
Collecting it is allowed.
Composting toilets
Allowed with a permit and an approved unit.
Water rights
A mix of two systems. Ask the state water office before you drill a well or dam a creek.

Look up a parcel's zoning free, or read Is it legal to live off-grid in California? for permits, septic, wells, and the counties that opt out.

What it costs to set up a homestead here

Well
Not priced
Depends on depth, which varies here. Get a driller's quote.
Septic
$10,000 to $20,000
Mound, sand filter, or treatment unit
Solar and batteries
$18,000 to $32,000
Sized for a modest household
Road or driveway
$10,000 to $25,000
From the nearest road to a house site
Clearing
$1,000 to $5,000
A house site, solar, and garden
Total
$39,000 to $82,000
Before the house, plus the well

Before you make an offer on land here

Well depth
Get a local driller's depth estimate.
Typical well depths here range from 120 feet to 490 feet.
Soil test
Get a soil test before you count on septic.
Rock or a hard layer sits about 36 inches down, which can rule out a standard system.
Flood map
Look up the parcel on FEMA's flood map.
Flood zones run along creeks and rivers here. Building in one means flood insurance and extra permits.

Nearby counties

430,723 people live in Monterey County, about 131.2 per square mile. It ranks tied for 50th of the 58 California counties we scored, and California ranks 45th of 50 states.

San Benito County, CA · Santa Cruz County, CA · Merced County, CA · San Luis Obispo County, CA · Santa Clara County, CA · Kings County, CA · All scored California counties

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Sources: FEMA flood maps, USGS and state driller well records, USGS brackish groundwater study, USDA soil survey, USGS 3DEP elevation, U.S. Forest Service wildfire hazard, USGS seismic hazard, USGS PAD-US public land, U.S. Census housing counts, USDA county land values, FCC broadband map, CMS hospital list. Rainfall: PRISM Group, Oregon State University, prism.oregonstate.edu (1991-2020 normals, 4 km grid; accessed 2026-09-17). Temperatures: PRISM Group, Oregon State University, prism.oregonstate.edu (1991-2020 temperature normals, 4 km grid; accessed 2026-09-26). Storms: NOAA hurricane tracks (HURDAT2, 1975-2025) and Storm Prediction Center tornado paths (EF2+, 1990-2025). Roads: © OpenStreetMap contributors. Data updated September 2026.