Can you live off-grid in McCook County, South Dakota?
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Significant challenges
Possible, but tornadoes will be hard. NOAA counts about four strong tornadoes a decade within 25 miles, so a storm shelter belongs in the plan. The ground is mostly flat and drains well, which keeps building simple.
What the land says
Rain
Rain helps, but plan on a well for most of your water and on watering the garden in dry months.
About 27 inches a year (PRISM, 1991 to 2020 average)
Wells
Typical well depth. Budget for a mid-range well.
The typical well here is about 200 feet deep; a well typically runs $9,000 to $20,000
Growing season
Enough for most vegetables. Start tomatoes and peppers indoors.
About 156 frost-free days, USDA zone 4b; last frost about May 3, first about October 7
Sun
Good sun. Size the array and battery bank for winter.
About 5.0 hours of full sun a day, averaged over the year
Flood
Flood zones run along creeks and rivers here. Look up the parcel on FEMA's flood map.
FEMA maps flood zones within a quarter mile in places
Wildfire
Low wildfire risk.
U.S. Forest Service wildfire hazard map: Very Low here
Storms
Strong tornadoes are common. A storm shelter belongs in the plan.
NOAA: no hurricane-strength storm within 50 miles since 1975; about 4 strong (EF2 or stronger) tornadoes a decade within 25 miles
Terrain
Flat to gentle, easy to build on.
Slopes average about 1%, about 1,470 feet above sea level
Soil
Good ground for a standard septic system. The county's soil test decides.
Loam, well drained (USDA soil survey). A standard system typically runs $5,000 to $10,000
Road
Paved roads are close by.
Nearest paved road usually within about 0.7 miles (OpenStreetMap)
Check a South Dakota parcel, or plan the one you own
Get a free 0-100 off-grid score.
A step-by-step build plan, sizing your solar, water, garden, septic, heat, and buildings.
Is it legal here?
Zoning
Rural land here is often unzoned. Confirm with the county before you build.
Building code
South Dakota has no statewide residential building code: a city that chooses to regulate houses must use the 2024 International Residential Code and may not be stricter, and the state's default building standard excludes homes and farmsteads. Whether a rural house needs a building permit depends on the county, so ask before you buy.
Rainwater
Collecting it is allowed.
Composting toilets
Allowed.
Water rights
Water belongs to whoever claimed it first. A new well or pond may need a state permit, and a creek may already be claimed.
Drilled to about 200 feet, with pump and pressure tank
Septic
$5,000 to $10,000
Standard system
Solar and batteries
$18,000 to $34,000
Sized for a modest household
Road or driveway
$3,000 to $8,000
From the nearest road to a house site
Clearing
$1,000 to $4,000
A house site, solar, and garden
Total
$36,000 to $76,000
Before the house
Before you make an offer on land here
Flood map
Look up the parcel on FEMA's flood map.
Flood zones run along creeks and rivers here. Building in one means flood insurance and extra permits.
Zoning
Confirm with the county whether the parcel is zoned.
Rural land in South Dakota is often unzoned.
Soil test
Get a soil test before you count on septic.
The county has to approve the ground before it issues a septic permit.
Nearby counties
5,809 people live in McCook County, about 10.1 per square mile. It ranks tied for 21st of the 66 South Dakota counties we scored, and South Dakota ranks 39th of 50 states.