Best States / Montana / Granite County

Granite County, MT · off-grid fact sheet

Can you live off-grid in Granite County, Montana?

74
of 100
Significant challenges

Possible, but water will be hard. Only about 18 inches of rain falls a year, so you will rely on a well (near 40 feet here) or hauled water. The growing season is only about 80 frost-free days, so plan on cold-hardy crops and a greenhouse.

What the land says

Rain
Too dry to live on rain. Plan on a well, and on irrigating anything you grow.
About 18 inches a year (PRISM, 1991 to 2020 average)
Wells
Shallow wells, so drilling should be one of the cheaper costs.
The typical well here is about 40 feet deep; a well typically runs $4,000 to $9,000
Growing season
Very short. A greenhouse makes the difference.
About 80 frost-free days, USDA zone 5a; last frost about June 16, first about September 5
Sun
Good sun. Size the array and battery bank for winter.
About 4.6 hours of full sun a day, averaged over the year
Flood
Flood zones run along creeks and rivers here. Look up the parcel on FEMA's flood map.
FEMA maps flood zones in places
Wildfire
Wildfire risk is high in parts of the county. Check the risk for the parcel you want.
U.S. Forest Service wildfire hazard map: Low to High here
Storms
Hurricanes and strong tornadoes are rare here.
NOAA: no hurricane-strength storm within 50 miles since 1975; no strong (EF2 or stronger) tornado within 25 miles since 1990
Terrain
Steep in places. Driveways, septic, and foundations cost more.
Slopes average about 25%, about 5,350 feet above sea level
Soil
Good ground for a standard septic system. The county's soil test decides.
Loam, well drained (USDA soil survey). A standard system typically runs $5,000 to $10,000
Road
Paved roads are close by.
Nearest paved road usually within about 0.6 miles (OpenStreetMap)

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Is it legal here?

Zoning
Rural land here is often unzoned. Confirm with the county before you build.
Building code
Montana's state building code does not apply to a house unless the city, town, or county has adopted it, so where none has, the state issues no building permit for a home. The state energy code still applies to new homes, through the builder's self-certification.
Rainwater
Collecting it is allowed.
Composting toilets
Allowed.
Water rights
Water belongs to whoever claimed it first. A new well or pond may need a state permit, and a creek may already be claimed.

Look up a parcel's zoning free, or read Is it legal to live off-grid in Montana? for permits, septic, wells, and the counties that opt out.

What it costs to set up a homestead here

Well
$4,000 to $9,000
Drilled to about 40 feet, with pump and pressure tank
Septic
$5,000 to $10,000
Standard system
Solar and batteries
$18,000 to $34,000
Sized for a modest household
Road or driveway
$3,000 to $9,000
From the nearest road to a house site
Clearing
$1,000 to $4,000
A house site, solar, and garden
Total
$31,000 to $66,000
Before the house

Before you make an offer on land here

Flood map
Look up the parcel on FEMA's flood map.
Flood zones run along creeks and rivers here. Building in one means flood insurance and extra permits.
Wildfire
Ask an insurance agent whether they will write a policy.
The U.S. Forest Service rates wildfire risk high in parts of the county.
Zoning
Confirm with the county whether the parcel is zoned.
Rural land in Montana is often unzoned.

Nearby counties

3,595 people live in Granite County, about 2.1 per square mile. It ranks tied for 21st of the 56 Montana counties we scored, and Montana ranks 42nd of 50 states.

Deer Lodge County, MT · Powell County, MT · Ravalli County, MT · Missoula County, MT · Silver Bow County, MT · Jefferson County, MT · All scored Montana counties

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Sources: FEMA flood maps, USGS and state driller well records, USGS brackish groundwater study, USDA soil survey, USGS 3DEP elevation, U.S. Forest Service wildfire hazard, USGS seismic hazard, USGS PAD-US public land, U.S. Census housing counts, USDA county land values, FCC broadband map, CMS hospital list. Rainfall: PRISM Group, Oregon State University, prism.oregonstate.edu (1991-2020 normals, 4 km grid; accessed 2026-09-17). Temperatures: PRISM Group, Oregon State University, prism.oregonstate.edu (1991-2020 temperature normals, 4 km grid; accessed 2026-09-26). Storms: NOAA hurricane tracks (HURDAT2, 1975-2025) and Storm Prediction Center tornado paths (EF2+, 1990-2025). Roads: © OpenStreetMap contributors. Data updated September 2026.