Can you live off-grid in Morrison County, Minnesota?
80
of 100
Good with caveats
Yes, with two things to plan around. Wells are shallow here, near 70 feet, which keeps drilling costs down. The growing season is only about 142 frost-free days, so plan on cold-hardy crops and a greenhouse. The U.S. Forest Service rates wildfire risk high in parts of the county, so plan cleared ground around the house.
What the land says
Rain
Rain helps, but plan on a well for most of your water and on watering the garden in dry months.
About 28 inches a year (PRISM, 1991 to 2020 average)
Wells
Shallow wells, so drilling should be one of the cheaper costs.
The typical well here is about 70 feet deep; a well typically runs $5,000 to $12,000
Growing season
Short. Start seeds indoors and favor cold-hardy crops.
About 142 frost-free days, USDA zone 4a; last frost about May 11, first about October 1
Sun
Good sun. Size the array and battery bank for winter.
About 4.6 hours of full sun a day, averaged over the year
Flood
Flood zones run along creeks and rivers here. Look up the parcel on FEMA's flood map.
FEMA maps flood zones within a quarter mile in places
Wildfire
Wildfire risk is high in parts of the county. Check the risk for the parcel you want.
U.S. Forest Service wildfire hazard map: Very Low to High here
Storms
Strong tornadoes pass through now and then. A safe room is worth pricing.
NOAA: no hurricane-strength storm within 50 miles since 1975; about 2 strong (EF2 or stronger) tornadoes a decade within 25 miles
Terrain
Flat to gentle, easy to build on.
Slopes average about 1%, about 1,310 feet above sea level
Soil
Expect a costlier septic system, because the soil stays wet for long stretches. The county's soil test decides.
Loam, somewhat poorly drained (USDA soil survey). A mound, sand filter, or treatment unit typically runs $10,000 to $20,000
Road
Paved roads are close by.
Nearest paved road usually within about 0.7 miles (OpenStreetMap)
Check a Minnesota parcel, or plan the one you own
Get a free 0-100 off-grid score.
A step-by-step build plan, sizing your solar, water, garden, septic, heat, and buildings.
Is it legal here?
Zoning
We found no public zoning map for Morrison County, so call the county planning office with the parcel number to ask whether the land is zoned.
Building code
The Minnesota State Building Code (the 2018 International Residential Code with Minnesota changes, for homes) applies statewide, but a city, township, or county enforces it only if it has adopted the code by ordinance. Whether a new home needs a building permit depends on that local adoption, so ask the city, township, or county.
Rainwater
Collecting it is allowed.
Composting toilets
Allowed.
Water rights
Owners of land along a creek or lake can make reasonable use of its water.
Drilled to about 70 feet, with pump and pressure tank
Septic
$10,000 to $20,000
Mound, sand filter, or treatment unit
Solar and batteries
$18,000 to $34,000
Sized for a modest household
Road or driveway
$3,000 to $9,000
From the nearest road to a house site
Clearing
$1,000 to $4,000
A house site, solar, and garden
Total
$38,000 to $79,000
Before the house
Before you make an offer on land here
Soil test
Get a soil test before you count on septic.
The soil stays wet, which can rule out a standard system.
Wildfire
Ask an insurance agent whether they will write a policy.
The U.S. Forest Service rates wildfire risk high in parts of the county.
Flood map
Look up the parcel on FEMA's flood map.
Flood zones run along creeks and rivers here. Building in one means flood insurance and extra permits.
Nearby counties
34,250 people live in Morrison County, about 30.4 per square mile. It ranks 72nd of the 86 Minnesota counties we scored, and Minnesota ranks 31st of 50 states.