Best States / Maryland / Somerset County

Somerset County, MD · off-grid fact sheet

Can you live off-grid in Somerset County, Maryland?

86
of 100
Good with caveats

Yes, with two things to plan around. Water is easy here, with about 47 inches of rain a year and wells near 150 feet. Flood zones cover parts of the county, so look up any parcel on FEMA's flood map before you offer. Septic will likely cost more, because the soil stays wet for long stretches.

What the land says

Rain
Rain can supply much of a household's water with a large tank. A garden mostly waters itself in normal years.
About 47 inches a year (PRISM, 1991 to 2020 average)
Wells
Typical well depth. Budget for a mid-range well.
The typical well here is about 150 feet deep; a well typically runs $7,000 to $16,000
Growing season
A full season for most vegetables.
About 229 frost-free days, USDA zone 8a; last frost about March 31, first about November 12
Sun
Good sun. Size the array and battery bank for winter.
About 5.0 hours of full sun a day, averaged over the year
Flood
Flood zones cover parts of the county. Look up any parcel on FEMA's flood map before you offer.
FEMA maps flood zones in parts of the county
Wildfire
Low wildfire risk.
U.S. Forest Service wildfire hazard map: Very Low to Moderate here
Storms
Hurricanes and strong tornadoes are rare here.
NOAA: one hurricane-strength storm within 50 miles since 1975; about 0.6 strong (EF2 or stronger) tornadoes a decade within 25 miles
Terrain
Flat, but the ground stays wet. Build on the higher, drier spot.
Slopes average about 0%, about 10 feet above sea level
Soil
Expect a costlier septic system, because the soil stays wet for long stretches. The county's soil test decides.
Silt loam, poorly drained (USDA soil survey). A mound, sand filter, or treatment unit typically runs $10,000 to $20,000
Road
Paved roads are close by.
Nearest paved road usually within about 0.6 miles (OpenStreetMap)

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Is it legal here?

Zoning
We found no public zoning map for Somerset County, so call the county planning office with the parcel number to ask whether the land is zoned.
Building code
Maryland has a statewide building code, the Maryland Building Performance Standards (based on the 2021 International Residential Code for homes), and every county, or in some places the city or town, must enforce it with building permits, inspections, and an occupancy certificate.
Rainwater
Collecting it is allowed.
Composting toilets
Allowed with a permit and an approved unit.
Water rights
Owners of land along a creek or lake can make reasonable use of its water.

Look up a parcel's zoning free, or read Is it legal to live off-grid in Maryland? for permits, septic, wells, and the counties that opt out.

What it costs to set up a homestead here

Well
$7,000 to $16,000
Drilled to about 150 feet, with pump and pressure tank
Septic
$10,000 to $20,000
Mound, sand filter, or treatment unit
Solar and batteries
$21,000 to $35,000
Sized for a modest household
Road or driveway
$3,000 to $8,000
From the nearest road to a house site
Clearing
$1,000 to $4,000
A house site, solar, and garden
Total
$41,000 to $83,000
Before the house

Before you make an offer on land here

Flood map
Look up the parcel on FEMA's flood map.
Flood zones cover parts of the county. Building in one means flood insurance and extra permits.
Soil test
Get a soil test before you count on septic.
The soil stays wet, which can rule out a standard system.
Zoning
Call the county planning office with the parcel number.
There is no public zoning map, so we cannot tell whether the land is zoned.

Nearby counties

24,910 people live in Somerset County, about 77.9 per square mile. It ranks tied for 21st of the 23 Maryland counties we scored, and Maryland ranks 5th of 50 states.

Wicomico County, MD · Accomack County, VA · Dorchester County, MD · Worcester County, MD · Northumberland County, VA · Lancaster County, VA · All scored Maryland counties

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Sources: FEMA flood maps, USGS and state driller well records, USGS brackish groundwater study, USDA soil survey, USGS 3DEP elevation, U.S. Forest Service wildfire hazard, USGS seismic hazard, USGS PAD-US public land, U.S. Census housing counts, USDA county land values, FCC broadband map, CMS hospital list. Rainfall: PRISM Group, Oregon State University, prism.oregonstate.edu (1991-2020 normals, 4 km grid; accessed 2026-09-17). Temperatures: PRISM Group, Oregon State University, prism.oregonstate.edu (1991-2020 temperature normals, 4 km grid; accessed 2026-09-26). Storms: NOAA hurricane tracks (HURDAT2, 1975-2025) and Storm Prediction Center tornado paths (EF2+, 1990-2025). Roads: © OpenStreetMap contributors. Data updated September 2026.