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Holmes County, FL · off-grid fact sheet

Can you live off-grid in Holmes County, Florida?

95
of 100
Strong

Yes, with two things to plan around. Rain is plentiful, about 61 inches a year. Flood zones are common here, so look up any parcel on FEMA's flood map before you offer. NOAA counts two hurricane-strength storms within 50 miles since 1975, so build to the wind code and plan for long outages.

What the land says

Rain
Rain can supply much of a household's water with a large tank. A garden mostly waters itself in normal years.
About 61 inches a year (PRISM, 1991 to 2020 average)
Wells
Typical well depth. Budget for a mid-range well.
The typical well here is about 250 feet deep; a well typically runs $9,000 to $21,000
Growing season
Long enough for a spring and a fall garden.
About 259 frost-free days, USDA zone 8b; last frost about March 9, first about November 20
Sun
Good sun. Size the array and battery bank for winter.
About 5.4 hours of full sun a day, averaged over the year
Flood
Flood zones are common here. Look up any parcel on FEMA's flood map before you offer.
FEMA maps flood zones across much of the county
Wildfire
Low wildfire risk.
U.S. Forest Service wildfire hazard map: Very Low to Moderate here
Storms
Expect about one hurricane within 50 miles over 30 years. Build to the wind code and keep a week of fuel and water. Strong tornadoes pass through now and then. A safe room is worth pricing.
NOAA: two hurricane-strength storms within 50 miles since 1975; about 3 strong (EF2 or stronger) tornadoes a decade within 25 miles
Terrain
Flat to gentle, easy to build on.
Slopes average about 2%, about 130 feet above sea level
Soil
Good ground for a standard septic system. The county's soil test decides.
Loamy sand, well drained (USDA soil survey). A standard system typically runs $5,000 to $10,000
Road
Paved roads are close by.
Nearest paved road usually within about 0.5 miles (OpenStreetMap)

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Is it legal here?

Zoning
We found no public zoning map for Holmes County, so call the county planning office with the parcel number to ask whether the land is zoned.
Building code
Florida Building Code mandatory statewide, updated on a 3-year cycle. Local amendments cannot reduce standards.
Rainwater
Collecting it is allowed.
Composting toilets
Allowed with a permit and an approved unit.
Water rights
Owners of land along a creek or lake can make reasonable use of its water.

Look up a parcel's zoning free, or read Is it legal to live off-grid in Florida? for permits, septic, wells, and the counties that opt out.

What it costs to set up a homestead here

Well
$9,000 to $21,000
Drilled to about 250 feet, with pump and pressure tank
Septic
$5,000 to $10,000
Standard system
Solar and batteries
$17,000 to $36,000
Sized for a modest household
Road or driveway
$3,000 to $7,000
From the nearest road to a house site
Clearing
$1,000 to $3,000
A house site, solar, and garden
Total
$34,000 to $77,000
Before the house

Before you make an offer on land here

Flood map
Look up the parcel on FEMA's flood map.
Flood zones are common here. Building in one means flood insurance and extra permits.
Zoning
Call the county planning office with the parcel number.
There is no public zoning map, so we cannot tell whether the land is zoned.
Soil test
Get a soil test before you count on septic.
The county has to approve the ground before it issues a septic permit.

Nearby counties

19,944 people live in Holmes County, about 41.6 per square mile. It ranks tied for 1st of the 67 Florida counties we scored, and Florida ranks 33rd of 50 states.

Geneva County, AL · Washington County, FL · Walton County, FL · Jackson County, FL · Houston County, AL · Coffee County, AL · All scored Florida counties

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Sources: FEMA flood maps, USGS and state driller well records, USGS brackish groundwater study, USDA soil survey, USGS 3DEP elevation, U.S. Forest Service wildfire hazard, USGS seismic hazard, USGS PAD-US public land, U.S. Census housing counts, USDA county land values, FCC broadband map, CMS hospital list. Rainfall: PRISM Group, Oregon State University, prism.oregonstate.edu (1991-2020 normals, 4 km grid; accessed 2026-09-17). Temperatures: PRISM Group, Oregon State University, prism.oregonstate.edu (1991-2020 temperature normals, 4 km grid; accessed 2026-09-26). Storms: NOAA hurricane tracks (HURDAT2, 1975-2025) and Storm Prediction Center tornado paths (EF2+, 1990-2025). Roads: © OpenStreetMap contributors. Data updated September 2026.