Best States / California / San Mateo County

San Mateo County, CA · off-grid fact sheet

Can you live off-grid in San Mateo County, California?

73
of 100
Significant challenges

Possible, but the steep ground will be hard. The ground is steep, with slopes averaging about 36%. That raises the cost of a driveway, septic, and foundation. The growing season runs about 312 frost-free days, long enough for a spring and a fall garden. The U.S. Geological Survey maps strong earthquake shaking here, so build to the seismic code.

What the land says

Rain
Rain helps, but plan on a well for most of your water and on watering the garden in dry months.
About 32 inches a year (PRISM, 1991 to 2020 average)
Wells
Typical well depth. Budget for a mid-range well.
The typical well here is about 200 feet deep; a well typically runs $11,000 to $25,000
Growing season
Long enough for a spring and a fall garden.
About 312 frost-free days, USDA zone 10a; last frost about March 3, first about December 10
Sun
Strong sun. A modest solar array covers a household.
About 5.6 hours of full sun a day, averaged over the year
Flood
Flood zones are rare here. Still, look up the parcel on FEMA's flood map.
FEMA maps no flood zones nearby
Wildfire
Low wildfire risk.
U.S. Forest Service wildfire hazard map: Very Low to Moderate here
Storms
Hurricanes and strong tornadoes are rare here.
NOAA: no hurricane-strength storm within 50 miles since 1975; about 0.3 strong (EF2 or stronger) tornadoes a decade within 25 miles
Earthquakes
Strong shaking is possible. Build to the seismic code and brace the water tank.
USGS seismic hazard map: very high
Terrain
Steep. A flat house site and a driveway route will drive the cost.
Slopes average about 36%, about 770 feet above sea level
Soil
Expect a costlier septic system, because rock or a hard layer sits about 36 inches down. The county's soil test decides.
Loam, well drained (USDA soil survey). A mound, sand filter, or treatment unit typically runs $10,000 to $20,000
Road
Paved roads are close by.
Nearest paved road usually within about 0.4 miles (OpenStreetMap)

Check a California parcel, or plan the one you own

Get a free 0-100 off-grid score.

Is it legal here?

Zoning
San Mateo County zones land outside its towns and publishes its zoning map. Our free lookup shows the district for any address.
Building code
The California Building Standards Code (Title 24) applies statewide and every city and county must enforce it, so a new house needs a permit however remote. A county may adopt the state's optional rules for owner-built rural homes, which relax some standards but still require a permit.
Rainwater
Collecting it is allowed.
Composting toilets
Allowed with a permit and an approved unit.
Water rights
A mix of two systems. Ask the state water office before you drill a well or dam a creek.

Look up a parcel's zoning free, or read Is it legal to live off-grid in California? for permits, septic, wells, and the counties that opt out.

What it costs to set up a homestead here

Well
$11,000 to $25,000
Drilled to about 200 feet, with pump and pressure tank
Septic
$10,000 to $20,000
Mound, sand filter, or treatment unit
Solar and batteries
$18,000 to $32,000
Sized for a modest household
Road or driveway
$4,000 to $10,000
From the nearest road to a house site
Clearing
$1,000 to $5,000
A house site, solar, and garden
Total
$43,000 to $91,000
Before the house

Before you make an offer on land here

Soil test
Get a soil test before you count on septic.
Rock or a hard layer sits about 36 inches down, which can rule out a standard system.
Zoning
Look up the parcel's zoning district with our free tool.
The county publishes its zoning map.
Road access
Confirm the parcel fronts a public road or has a recorded easement.
Without one, you may not have a legal way in.

Nearby counties

726,353 people live in San Mateo County, about 1619.1 per square mile. It ranks tied for 22nd of the 58 California counties we scored, and California ranks 45th of 50 states.

San Francisco County, CA · Alameda County, CA · Santa Cruz County, CA · Santa Clara County, CA · Contra Costa County, CA · Marin County, CA · All scored California counties

A good county is not a good parcel. Two lots a mile apart can score 80 and 35. Score the one you are looking at, free, in about a minute.

Score a parcel free →

Sources: FEMA flood maps, USGS and state driller well records, USGS brackish groundwater study, USDA soil survey, USGS 3DEP elevation, U.S. Forest Service wildfire hazard, USGS seismic hazard, USGS PAD-US public land, U.S. Census housing counts, USDA county land values, FCC broadband map, CMS hospital list. Rainfall: PRISM Group, Oregon State University, prism.oregonstate.edu (1991-2020 normals, 4 km grid; accessed 2026-09-17). Temperatures: PRISM Group, Oregon State University, prism.oregonstate.edu (1991-2020 temperature normals, 4 km grid; accessed 2026-09-26). Storms: NOAA hurricane tracks (HURDAT2, 1975-2025) and Storm Prediction Center tornado paths (EF2+, 1990-2025). Roads: © OpenStreetMap contributors. Data updated September 2026.