A sample Homestead Plan
Sample plan
A real plan for a real 20-acre parcel in Searcy County, Arkansas, built for a family of four planning hens, goats, two cattle, a couple of pigs, bees, an orchard, and wood heat, on a 1,400 sq ft house. Every number came from the parcel's own government data plus the answers under "Every assumption, in the open." Use "Try changing the answers" to watch the plan recompute; yours will differ, because your land and your plans do.
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This build works on this land, but it will test your budget and your patience in equal measure. The total cost runs $266,370–$558,326, and your stated budget of $250,000–$500,000 covers the low end, not the high end, so sequencing matters. The two pinch points are water in dry months and the sheer cost of the dwelling, which alone accounts for most of the budget. If you hold the house to the smaller end of its range and do some of the outbuilding work yourselves, the plan is achievable in the 2–3 years you have in mind.
- About 73% of the ground around your point is under tree canopy (Meta/WRI Canopy Height Map v2 (1 m)): clearing is a real line item here, and solar wants an opening on the sun side.
- Your stated budget ($250,000–$500,000) covers the low end of $266,370–$558,326 but not the high end. The phases are sequenced so you can stop and live between them.
Site plan
- Tree cover 73% (no open side)
- Ground rises 46 ft to the NE, falls 57 ft to the SW (157 ft of relief in the window)
- Water: pond 400 ft S, seasonal stream 600 ft SE
- Wind mostly from the S (32% of days, regional)
- Ground rises to the NE (+46 ft) and falls to the SW (-57 ft): tank and well uphill, septic downhill.
- The south side is 69% or more tree canopy: a ground-mount array needs a clearing, or the roof carries the panels.
- Orchard beside the house (NW) so cold air drains away from the trees.
- Woodlot where the trees already are (W, 100% canopy).
The line is the county parcel record (parcel 800-00305-000), 31 acres; records can be years out of date and this is not a survey. The smaller dashed square is the 932 ft reading window the ground, tree, and water figures come from. The plan is sized to the 20 acres you gave, not the record's 31; change the acreage in your answers if the record is right. Buildings: no reliable free layer, so the map does not show them; the house pin is what the plan uses.
Your home
In plain wordsThe house and outbuildings the plan implies, with cost bands and the siting flags that matter on this ground.
The dwelling comes in at 1,400 sq ft with 3 bedrooms, plus a coop and run, a barn with hay storage, a woodshed, and a shop, for a total cost of $214,000–$432,000 including clearing and driveway. The dwelling dominates that number, and every 100 square feet you do not build saves money across solar, heat, and materials. With 73% canopy cover around the building site, clearing is a real line item, and the solar array needs an opening on the south or southwest side of any clearing to do its job. Wildfire risk is moderate here, so a metal roof and noncombustible materials within 5 ft of the house are worth building in from the start, not adding later.
In February you would feel every dollar you did not spend on insulation, because a well-insulated 1,400 sq ft house on a north-facing slope is a fundamentally different winter than a poorly insulated one. The envelope, walls, roof, and windows, is the cheapest heat source on the property and the first thing to get right before the stove is ever lit. Frost footings go below 10 inches here, so foundation planning starts with that number, not with what looked easy on a similar project somewhere warmer.
- Footings go below ~10 in of frost here (IRC R403); frost-protected shallow foundations are the workaround where allowed.
- Wildfire risk is Moderate here: build to spacing (0-5 ft noncombustible, thinned to 100 ft), metal roof, and keep the woodpile outside 30 ft.
Square-footage budgets and site flags from this property's data. Structural design, snow/wind loads, and permits belong to the engineer and the building official.
Food
Garden
In plain wordsEnough beds to grow what you said you want to grow, sized to this season and this soil, with the dates that matter and the soil work to do first.
Growing most of your family's produce takes about 3,250 sq ft of growing beds, or 4,550 sq ft once you account for paths and access, across a 215-day season. The season here is long enough to do real work, running from a last frost around April 3 to a first frost around November 5. The mapped soil is loam and well drained, but the reads 4.6, which is too acidic for vegetables without liming toward 6.5, and that work comes before the first seed. Budget $1,000–$4,000 for beds, amendments, irrigation, and deer fencing.
In December you would be eating from what you preserved in the fall, because the garden winds down hard after November 5. The good news is the long season gives you time for both a spring and a fall planting of cool crops. Start a county extension soil test, which runs $15 to $40, before you spend a dollar on amendments, because liming the wrong amount is as wasteful as not liming at all.
- Mapped soil quality is below par here (, , or ): plan raised beds or a season of soil-building before counting on full yields.
Area figures are planning bands from named growing methods, scaled by this property's real season and mapped soil. Yields are skill- and weather-dependent within a factor of 2-3.
Orchard
In plain wordsThe fruit trees this household can use, chosen for this climate and planted first, because trees are the slowest thing on the property.
Eight trees fit this household and this climate, planted in year one because fruit trees are the slowest investment on the property and you will not see a real crop for 3–7 years. The orchard footprint runs 600–2,025 sq ft depending on whether you choose dwarf or semi-dwarf trees. The slope on this property faces northeast, which is the one siting problem to solve: mid-slope spots with any east or south exposure hold less frost and will give the blossoms a better chance. Cost for trees, stakes, guards, and first-year irrigation runs $240–$810.
In April you would be watching the slope carefully, because a north-facing hillside holds cold air longer in spring and a late frost can take an entire year's blossoms in one night. Walk the property before you dig the first hole and find the spot that drains cold air downhill fastest. Two compatible varieties of each species is not optional: without a pollinator pair, many trees produce almost nothing.
- This slope faces north: mid-slope, east- or south-facing spots hold the least frost for fruit.
Tree counts are planning figures; a frost-pocket walk of the actual site places the orchard better than any map.
Livestock & Pasture
In plain wordsHow many animals this land can actually feed, what they need in shelter and fencing, and how much hay a winter here takes.
The animal list, 12 hens, 4 goats, 2 pigs per year, 2 cattle, and 2 hives, needs about 5 acres of pasture as a working estimate, and 4.5 tons of hay to carry the ruminants through winter. Both numbers are bands, not measurements: actual forage depends on what this specific soil and rainfall produce, and the county extension agent or the NRCS office can sharpen that number once you have the parcel in hand. Fencing and housing for this mix runs $2,727–$19,261, not counting the animals themselves. Check county ordinances on allowed livestock counts before you buy a single animal.
By late October you would be thinking hard about hay storage, because 4.5 tons of dry hay needs a covered, dry place or it loses much of its value before the goats and cattle ever touch it. The barn in the buildings plan includes dry storage for roughly 5 tons, which lines up with this need. Pigs do not winter on pasture the way cattle do, so their shelter and lot are a separate, smaller problem to solve early.
- County ordinances are real: verify the allowed head count for this zoning before buying animals.
A carrying-capacity band from rainfall, deliberately the least precise number in this plan. Real forage production comes from an NRCS ecological-site lookup or the extension agent, not a model.
Water
In plain wordsHow much water the household uses each day, how little of it the roof can catch here, and why the well carries this property, with a tank big enough to ride out a pump problem.
This household needs about 135 gal/day, and a well is the backbone of that supply. Wells near this property average 450 ft deep, which is serious footage, so get two driller quotes before closing and build that cost into your budget. A roof system can collect 69,900 gal/yr here, enough for household use in most years, but six months of the year run dry enough that the well does the heavy lifting. Storage of 1,500 gal buys you time when the pump has a problem, but a drought year will require the well, hauling, or both. Total water system cost runs $16,003–$36,755.
By August the garden would be drawing hard on whatever water you have stored, because six months of the year the rain simply does not keep up with demand. The tank carries you through a week of pump trouble or a bad dry spell, but it is not sized for a drought. Knowing the well yield on day one, before the animals and the garden are fully planted, is the most important piece of information on this property.
- The roof covers the household but not the garden: irrigation comes from the well, surface water, or a bigger collection surface.
Catchment math is geometry on 30-year rainfall; tank sizing follows the Texas Manual water-balance method. Well yield is unknowable until drilled, and potability always requires testing.
Power & Heat
Power
In plain wordsEnough solar and battery to run the house through the darkest stretch of winter, sized for the leanest month rather than the yearly average, with the generator as the backstop.
A 4 array with 41 of battery storage covers 11 kWh/day here, sized for December when the sun is lowest and the days are short. A 14 kW generator backstops the stretches when clouds park over the ridge for a week. The winter low on this property can reach 3°F, so the battery bank needs a heated or insulated enclosure, or you should add roughly 25% more capacity to compensate for what cold steals from a lithium battery. Cost for the full power system runs $24,400–$47,000.
In December you would be running on stored power most mornings and leaning on the generator after several overcast days in a row. The system is sized for that reality, not for a sunny July afternoon. Keeping the loads disciplined, no electric resistance heat, no electric water heater, is what keeps the array at 4 instead of something much larger and more expensive.
- Winter extreme lows around 3°F here: plan a heated or insulated battery enclosure, or add ~25% capacity.
Sized from PVWatts solar output at this coordinate and your stated household. Planning figures, not an electrical design: a licensed electrician designs and permits the actual system (NEC Article 690/705/706).
Heat & Firewood
In plain wordsHow much firewood a winter in Arkansas takes, and the woodlot that can supply it year after year.
This climate calls for 36 of heat per year, which works out to 2.5 of hardwood annually. A 3.5-acre woodlot, managed reasonably, sustains that cut indefinitely. The north-facing slope means shoulder seasons run longer and colder than the county average, so the stove earns its keep well into April and starts earning it again in October. An EPA-certified stove, installed, runs $2,000–$4,000.
In January you would be burning your way through a you cut and split the previous spring, because green wood burns poorly and wastes a third of its heat. Cutting and stacking a season ahead is not a suggestion, it is part of how the math works. The woodlot is already on this property given the 73% canopy cover, so the raw material is there; the question is managing it so the right trees come down in the right order.
- North-facing slope: expect the shoulder seasons to run longer and colder than the county average.
- Cooling matters here too (~1,574 cooling ): a mini-split adds 3-8 to the summer solar load, which the season's long days mostly cover.
Degree-day method on this property's climate record. Equipment sizing (Manual J), chimney clearances, and permits belong to the HVAC installer and fire official.
Waste & Septic
In plain wordsA first read, from the mapped soil, on whether a standard septic system is likely here or something more involved. The licensed soil test decides; this tells you what to expect.
A 3-bedroom house generates a of 450 , and the mapped loam points toward a conventional gravity trench system with a around 1,500 sq ft of trench bottom. That is the best-case reading from the soil map: the actual test pit, dug by a licensed soil evaluator, is the only thing that tells you what system is approvable here. Budget $5,000–$10,000 for a conventional system, and keep a larger number in reserve until the evaluator has seen the ground.
The well and the need to stay 50–100 ft apart, with the well uphill where the land allows, and on an 18% slope that geometry takes some planning. Getting the done before closing, or immediately after, protects you from a scenario where the best drainfield location conflicts with the best building site. This is Phase 0 work, not something to figure out after the house is framed.
Screening math from EPA loading-rate tables applied to the mapped soil unit. NOT a design, and no promise this parcel percs: septic design is licensed-professional and permit territory in every state and province.
The build order, with costs
- Licensed soil evaluation at the likely drainfield spot ($500–$3,000)
- Boundary survey ($500–$1,500)
- Well quotes from two local drillers
- Permit conversation with the county
The soil evaluation sites the drainfield, and the drainfield sites the house. Do this first even if you already own the land.
- Power ($24,400–$47,000)
- Water ($16,003–$36,755)
Nothing else happens without water on site and power for tools.
- Waste & Septic ($5,000–$10,000)
- Buildings & Access ($214,000–$432,000)
The septic permit usually gates the building permit; the driveway rides with the build because the heavy trucks come for it.
- Garden ($1,000–$4,000)
- Orchard ($240–$810)
- Heat & Firewood ($2,000–$4,000)
Trees planted in year one bear when you need them; beds built now feed next season.
- Livestock & Pasture ($2,727–$19,261)
Animals come after fences, shelter, and a winter's worth of feed storage exist, not before.
- Second water source or bigger storage
- Battery or array expansion as loads grow
- Woodlot management plan
- Shop upgrades
The build order is sequenced for this specific property, not just for convenience. The soil evaluation and well quotes come first because the drainfield location and well depth shape where everything else goes on an 18% slope with no existing structures. Power and water come in Phase 1 because you cannot live on the land safely without them, and both take longer to permit and install than most people expect. The dwelling and septic follow in Phase 2 as the largest and most sequencing-sensitive costs. Food systems and livestock come later not because they matter less, but because a working house with water and power is the platform they depend on. The phases are also designed so you can stop between them and live, which matters when the high end of the budget exceeds your stated range.
The first thing to do is schedule the licensed soil evaluation at the likely drainfield spot and get two well-drilling quotes, both of which are Phase 0 tasks that cost relatively little and protect every decision that follows. The single choice that will make the biggest difference across the whole build is holding the dwelling to the smaller end of its range, because a tighter house costs less to build, less to heat, and less to power, and those savings compound through every other system on the property.
Your first year, month by month
- If not done yet: licensed at the likely septic spot, and quotes from two well drillers. Everything else waits on these.
- Ask the county what permits the build needs and how long each takes.
- Order seeds and get the soil test back; amend beds while the ground is workable.
- Start tomatoes, peppers, and other warm-season seeds indoors (about February 20).
- Order chicks for spring delivery and finish the coop and run before they arrive; 12 hens start laying about five months later.
- Sow peas, spinach, lettuce, and other cool crops outside (about March 6).
- Plant bare-root fruit trees while still dormant; stake, guard against deer, and water in.
- Cut and split next winter's firewood now; it needs a summer in the sun to dry.
- Set out warm-season plants once frost is past (about April 13); mulch and set up drip irrigation.
- Fences, shelter, and a water trough before any grazing animal arrives; bring them home once pasture is growing.
- Install bee packages or as the first blooms open; feed until the flow starts.
- Clean the gutters and the before the wettest month; every inch counts toward the tank.
- beans, greens, and roots every two to three weeks.
- Feeder pigs arrive in spring and finish by late fall, so the freezer is full before winter.
- Building season opens: the driveway and the septic permit go first, because the heavy trucks and the building permit both wait on them.
- Check the tank level and the well before the dry stretch; this is when the water card's deficit months bite.
- Sow fall crops (about August 20): kale, carrots, beets, and a second round of greens.
- Deep-water young trees through the dry weeks; a young orchard fails in its first two summers, not its winters.
- Buy or bale the winter's hay before prices rise; the Livestock card sizes how much.
- Stack and cover the dry wood close to the house; have the chimney cleaned before the first fire.
- Plant garlic around the first frost (about November 5); pull the last warm crops and put the beds to bed under mulch or cover crop.
- Before the darkest weeks: clear anything shading the panels, test the generator under load, and check the battery enclosure's cold protection.
Every assumption, in the open
This plan sizes systems from this property's government data and your answers. Your Off-Grid Score does not change because of anything here. The score measures the land, not the build.
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